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EMPORIKI BANK S.A.
Director: George CARACOSTAS Address: Rruga e Kavajës " Tirana Tower " 59, Tiranë;
Tel: + 355 4 258 755-60 Fax. + 355 4 258 752
E-mail headoffice@cbgal.com
Swift :EMPOALTR
www.
Info about the bank
Loan Products
Bank Services
Mission
Characteristics of the Bank
Branches of the Bank
Correspondent banks
Business Loans
Individual Loans
Conditions
Deposits
accounts
Transfers
General Information about the Bank
MISSION
he Bank intends to become a leading financial institution, by providing a variety of bank products and high standards for our customers, as well as by committing to the economic expansion of private sector.
SPECIAL CHARACTERISTICS
The Bank is a branch of the commercial bank of Greece . It is a big and powerful financial organization with an important role in promoting enterprising and investing activities. This group also owns service, insurance and industrial companies. The COMMERCIAL BANK group is also present in United Kingdom , Germany , Cyprus , Balkan and Black Sea countries. This group has opened branches in Balkan countries as well.
BANK'S TEAM
The staff of the bank consists mainly of specialist graduated from universities. The bank has a well-trained staff and continues to invest in this respect, so that it can successfully meet the demands for an increasingly qualitative service. The staff of the bank is fully committed to the customers needs.
CORRESPONDENT BANKS
USD
Deutsche Bank Trust Company Americas, Commercial Bank of Greece S.A. Athens ,
EUR
Deutsche Bank AG Frankfurt Commercial Bank of Greece S.A. Athens ,
GBP
Commercial Bank of Greece S.A. Athens ,
JPY
Commercial Bank of Greece S.A. Athens ,
LOAN PRODUCTS
Loans for business
Maximum limit
20,000-2,000,000 USD
Payment term
Up to 1 year
Interest rates USD
LIBOR + 4-6%
Interest rates Lek
16-17%
Grace period
none
Own contribution 30%
Collateral up to 150%, Immovable property
Loans for business investment
Maximum limit
20,000-2,000,000 USD
Payment term
Up to 3-5 years
Interest rates USD
LIBOR + 4-6%
Interest rates Lek
16-17%
Grace period
Up to 6 months
Own contribution 30%
Collateral up to 150%, Immovable property
Loans for Houses
Maximum limit
150,000 USD
Payment term
15 vjet
Interest rates EUR
9-10 %
Interest rates USD
8-9 %
Interest rates Lek
14-15%
Value of required guarantee
150% e shumes se kerkuar
Guarantee required
Shtepia qe blihet
Percentage of value for apartment purchased
70%
Own contribution 30-40%
Collateral up to 150%
Loans for medium and big businesses require balance sheets for the last 3 years
Banking System in Albania 
