Non-Banking Credit Institutions in Albania

Future Development Association (FDA)

The future Development Association is a non profit, non partisan and non governmental independent think tank established in July 1997.

Mission

Economic-social development of rural areas by:

• Increasing the acess to financial services
• Increasing the acess in the contemporany techniques and technologies
• Giving the technical assistance in the establishement and development of the structures of the civil society.

IMPLEMENTED PROJECTS

1. Viniculture discharge in Albania (1998 -2004)
2. Small farmers support for viniculture developing (2000 – 2002)

DONORS

• OVIB,
• PHARE,
• PARTNERSHIP

PARTNERS 

• Viniculture associations
• Agriculture activities in local institutions.
• International institutions “Africa 70”

PROGRAMS

Micro-Finance Program (MFP )

Provide financial support (micro-credit) for persons who want to invest in viniculture area.

Targeted Clients

Clients are especially the small farmers interested to invest for creating new vineyards or discharging the existing ones. The processors of the grace and inputs merchant are clients also.

Credit terms

Maximal dimension 1 000 000 leks
Maximal duration 5 years
Periudha pa paguar 1 vit
Interest rate is 19% in a year
Interest and capital payment once a year.

Organization-Training-Assistance Program (OTAP)

• The establishment of the Associations of Viticulturists, and institutional support for strengthening the capacity building in the community level.
• The aplication of the contemporany techniques and technologies in the viniyard coultivation
• The adoption of the integrated system of the agriculture production that brings to reduction of the ecological and social problems.
• The supplying with contemporany imputs and the marketing of product
• The incerase of the participation of the woman in the local level as well as the improvement of their status.  

For further information contact us in the following address:

the new Building at Shallvaret, Shk.1, Ap.7, Tirana
Tel & Fax: +355 4 251758
e-mail: fff@albaniaonline.net